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IDBI Bank Personal Loan EMI Calculator

Current IDBI Bank personal loan interest rate: 12% p.a.. For a โ‚น30 lakh loan at 12% for 20 years, EMI is โ‚น33,033/month.

โ‚น
โ‚น12.57 Lโ‚น25.05 Lโ‚น37.52 L
%
5%12%24%
months
1y2y

Monthly EMI

โ‚น16,607

per month

Principal

โ‚น5.00 L

84%

Interest

โ‚น97.9K

16.4%

Total Payable

โ‚น5.98 L

100%

Principal 84%Interest 16.4%

Current Bank Rates โ€” India

Click Calculate to load a bank's rate directly into the calculator.

12 banks ยท Sorted by

Personal Loan ยท India
Bank Rate Range (p.a.) โ†‘Action
Axis Bank
Axis Bank Ltd
Lowest
10.49% โ€“ 22.00%Calculate
IndusInd Bank
IndusInd Bank Ltd
10.49% โ€“ 26.00%Calculate
HDFC Bank
HDFC Bank Ltd
10.85% โ€“ 24.00%Calculate
ICICI Bank
ICICI Bank Ltd
10.85% โ€“ 16.00%Calculate
Kotak Mahindra
Kotak Mahindra Bank
10.99% โ€“ 24.00%Calculate
IDFC First
IDFC First Bank
10.99% โ€“ 23.99%Calculate
SBI
State Bank of India
11.15% โ€“ 14.00%Calculate
PNB
Punjab National Bank
11.25% โ€“ 16.50%Calculate
Yes Bank
Yes Bank Ltd
11.25% โ€“ 21.00%Calculate
Union Bank
Union Bank of India
11.50% โ€“ 15.50%Calculate
Bank of Baroda
Bank of Baroda
12.00% โ€“ 16.00%Calculate
Canara Bank
Canara Bank
12.00% โ€“ 14.00%Calculate

Indicative rates only. Actual rate depends on credit score, income, and bank policy.

IDBI Bank Personal Loan EMI Calculator 2026 | gotchubud